Life Insurance

There are many types of life insurance available to individuals and businesses. However, the various life insurance products can be classified as one of two types: term insurance and permanent insurance.
Term Insurance is designed to meet an insured’s temporary needs. It provides protection for a specific period of time (the “term”) and generally pays a benefit only if the named insured passes during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.
The specific type of life insurance which is appropriate for you depends upon your unique circumstances and financial goals.
The best way to figure out the amount and type of life insurance that makes sense for your particular situation is to schedule a meeting with one of our qualified life insurance professionals.

NOW THAT YOU’RE IN
THE KNOW, GRAB A QUOTE!

CONTACT US TO SPEAK TO AN AGENT, OR VISIT OUR OFFICE.

GET IN TOUCH